Smart Business Book
The shop is shut.
Your books are already done.
Sell, bill, pay people and file your tax in one place — and every one of those posts itself to a real set of books while you are doing something else.
The morning screen
Three numbers, and the three things that need you.
Not fourteen charts. The money that came in, the money that went out, what is in the bank — and then whatever is actually waiting, with a button on it.
Opens on one request. Which is why it is up before the kettle is.
Your day, not your dashboard. Sell, bill, record, pay — each one tap from here.
Switch business without switching login. A bar, a pharmacy, an NGO. Separate books, one person.
Till
A point of sale that works offline
Sell through a power cut. It syncs when the line comes back.
Books
Double entry, without the word
Every sale posts itself. You can see exactly what it did.
Invoicing
Billed, chased, filed
Send it, share a payment link, and let the reminders do the asking.
Tax
URA EFRIS, built in
Fiscal invoices and receipts, filed as you sell, with the FDN on the paper.
Payroll
Everybody paid on time
Wages, deductions and payslips, in the same books as everything else.
Reports
The statements a bank asks for
Profit and loss, balance sheet and cash flow — ready, not requested.
At the counter
Ring it up. The receipt is already legal.
Scan or tap, take part cash and part mobile money, and hand over a fiscal receipt with URA's number on it — printed the moment the sale lands.
Stock is the shop's, not the till's. Pay into any account and sell from the same shelf.
Change, worked out for you. Cash given, change due, before anybody has to think.
It keeps selling with no internet. The queue remembers what has not reached URA yet.
Underneath
Real double entry. You can see what it did.
Every sale, bill and payment posts itself to a ledger an accountant would recognise — and any entry will show you the two lines it wrote.
Nothing is deleted quietly. Reversals stay on the books with their effect undone.
One payment, several categories. Or several accounts. Rent plus service charge, cash plus bank.
Statements, not requests. Profit and loss, balance sheet, cash flow — ready when asked for.
90
days of the whole platform, free, no card
25
Kiongozi agents, working while you sleep
0
bars of signal needed to make a sale
1
login, however many businesses you own
Everything in one place
One login. The whole business.
Not six subscriptions that do not talk to each other — the till, the books, the stock and the statements are the same system, so a sale is already in the accounts by the time you have handed over the change.
Home
Open on what needs you, not on a chart
Three numbers. Money in, money out, what is in the bank — for today, before anything else.
Every job, one tap away. Sell, invoice, record a payment, pay a bill, pay staff, buy stock.
Several businesses, one login. A bar, a pharmacy, an NGO. Separate books, the same person.
Uganda · URA EFRIS
Filed as you sell, not the night before it is due.
Invoices go to URA as invoices and sales go as receipts, each with the fiscal number printed on the paper the customer walks out with. When URA cannot be reached, the receipt says so and the queue files it later.
| Receipt | 0005 |
| When | 12 Sep 2026, 06:21 |
| Bond 7 Whisky 750ml 1 × 42,000 | 42,000 |
| Castle Lite 330ml 2 × 6,500 | 13,000 |
| Chicken Rolex 1 × 12,000 | 12,000 |
| Before tax | 57,627 |
| Tax included | 9,373 |
| TOTAL | UGX 67,000 |
| Cash | 70,000 |
| Change | 3,000 |
Fiscalised by URA EFRIS
Pricing
Ninety days of everything. Then a free plan that is not a demo.
We bill in USD where you are — pay in your own currency by mobile money once you sign in. Every plan keeps your books, your history and your exports, including the free one.
Free
Free forever
Free forever. Real books for one business — point of sale, bookkeeping and core reports, up to 50 transactions a month.
- 1 user
- 1 business
- 50 transactions/mo
- Point of sale & inventory
Pro
USD 29.00 /mo
90 days free, no card
Everything one trading business needs: unlimited transactions, Kiongozi AI, payroll, reconciliation, forecasting and tax.
- 5 users
- Unlimited businesses
- Unlimited transactions
- Point of sale & inventory
- Kiongozi AI review & briefings
- Payment links & reminders
- Payroll & payslips
- Multiple locations
Business
USD 79.00 /mo
90 days free, no card
Unlimited businesses and locations from one login, with consolidated reporting and priority support.
- 25 users
- Unlimited businesses
- Unlimited transactions
- Point of sale & inventory
- Kiongozi AI review & briefings
- Payment links & reminders
- Payroll & payslips
- Multiple locations
Enterprise
Talk to us
White-label deployment, dedicated customer success manager, SLA guarantees, and full API access.
- Unlimited users
- Unlimited businesses
- Unlimited transactions
- Point of sale & inventory
- Kiongozi AI review & briefings
- Payment links & reminders
- Payroll & payslips
- Multiple locations
- API access
- White-label
In every plan, including the free one
SBB is not a crippled demo on the free plan. These are in all four tiers — a business can keep genuine books on Free indefinitely.
- Point of sale and inventoryThe full till, stock tracking and per-location stock — on the free plan too.
- BookkeepingTransactions, categories, customers, suppliers and the full ledger.
- Financial reportsProfit and loss, balance sheet, cash position and trial balance.
- Bank and mobile-money reconciliationImport a statement, match it against your books, settle the difference.
- Recurring transactions and billsAnything that repeats, recorded on schedule.
- Forecasting and What-IfWhere the cash lands, and what changes if you change something.
- Tax and complianceVAT, EFRIS and eTIMS surfaces, period close and locking.
- Multi-currencyAny currency, with the rate frozen at the date of the transaction.
- CollaborationComments, approvals, attachments and share links on any record.
What actually changes between plans
Every row below is a limit the software genuinely enforces. If it is not here, it is not a difference.
How much you can recordThe only hard ceiling on the free plan. Every paid plan is unlimited.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| Transactions a monthEntries you record by hand. Sales rung up on the till, imported bank lines and reconciliation matches never count against this. | 50 | Unlimited | Unlimited | Unlimited |
| BusinessesSeparate sets of books under one login. Each business carries its own subscription, so growing costs what the extra business costs — nothing more. | 1 | Unlimited | Unlimited | Unlimited |
| Money accountsTills, bank accounts and mobile-money wallets. Never capped — a business that cannot record its bank account cannot keep books. | Unlimited | Unlimited | Unlimited | Unlimited |
Who can use itSeats are people with their own login, their own role and their own audit trail.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| UsersAn outstanding invitation holds a seat, so you always know what you have left. Revoke it and the seat comes back. | 1 | 5 | 25 | Unlimited |
| Roles and permissionsOwner, manager, accountant, cashier and custom roles — each one sees only what its role allows. | Included | Included | Included | Included |
Kiongozi, the AIThe part that works while you sleep — and the clearest reason to leave the free plan.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| AI review and categorisationEvery entry read, categorised and checked for anomalies before it reaches your books. | — | Included | Included | Included |
| Daily business briefWhat moved, what needs attention and what is overdue, waiting for you each morning. | — | Included | Included | Included |
| AI credits per user each monthSpent on chat, document reading and analysis. Top-ups are available on any paid plan from $4/month. | — | 5,000 | 20,000 | Custom |
Getting paidInvoicing is on every plan. Chasing the money is what the paid plans add.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| InvoicingBuild, send and track invoices in your own currency and branding. | Included | Included | Included | Included |
| Shareable payment linksA link the customer opens and pays from — mobile money or card — with the payment landing back on the invoice. | — | Included | Included | Included |
| Automatic remindersSBB chases the overdue invoice on a schedule you set, so you do not have to. | — | Included | Included | Included |
Payroll and peopleFull payroll, or none — there is no half version.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| PayrollEmployees, salaries, statutory deductions, payslips and payroll runs posted straight into the books. | — | Included | Included | Included |
Support and platformWhere the largest plans earn their price.
| Feature | Free | Pro | Business | Enterprise |
|---|---|---|---|---|
| Priority supportYour questions go to the front of the queue, with a named person on the larger plans. | Community | Standard | Priority | Dedicated CSM |
| API accessRead and write your own data from your own systems. | — | — | — | Included |
| White-labelThe product under your own brand and domain. | — | — | — | Included |
| SLA guaranteesA contractual uptime and response commitment. | — | — | — | Included |
Before you ask
The questions we get most.
Smart Business Book (SBB) is an AI-powered business operating system. It combines bookkeeping, invoicing, point of sale (POS), inventory, payroll, bank reconciliation, business reports, and an AI assistant called Kiongozi in one platform, so you can run your whole business from a single place — on the web or on your phone.
Yes — better than free to start. Every new business gets Pro, with Kiongozi AI, payroll and unlimited transactions, free for 90 days with no credit card required. After the 90 days you can pick the plan that fits, or keep using the free plan.
Sign up, and your business is automatically on Pro for 90 days — POS, inventory, invoicing, payroll, reconciliation, reports, and the full Kiongozi AI experience including briefings and automations. Chatting with Kiongozi uses AI credits, which are purchased separately. No card is needed for the trial, and when it ends nothing is deleted — you simply choose a plan or continue on the free plan.
SBB works in any currency — Ugandan Shilling (UGX), Kenyan Shilling (KES), Nigerian Naira (NGN), Ghanaian Cedi (GHS), US Dollar (USD), Canadian Dollar (CAD), Euro (EUR), and more. Each money location keeps its own currency, and reports and receipts follow the currency you trade in.
Yes. Upload a bank, MTN MoMo, M-Pesa, or Airtel Money statement (CSV or Excel) and SBB automatically matches every line against your ledger, shows what is missing, flags possible double entries, and imports the missing transactions in one click.
Yes. SBB has a dedicated NGO mode with fund accounting, restricted funds, grant budgets, donor tracking, and donor-ready reports — used by NGOs, churches, community groups, foundations, and schools.
Yes. The built-in point of sale records sales in seconds, prints thermal receipts, tracks stock levels across locations, and posts every sale straight into your books — no separate POS system needed.
Yes. Invite team members with role-based access — owners, accountants, and employees each see what they need. Approvals, review queues, and an audit trail keep the books trustworthy.
Yes. The Reports Explorer works like a spreadsheet — filter, sort, group, and pivot your transactions, then export to Excel (.xlsx) or CSV. Financial statements can also be printed or saved as PDF.
Lock up. Go home.
The books are done, the receipts are filed, and tomorrow's figures are already waiting on the first screen.